The Habitat program is committed to providing decent housing for qualified applicants. To be considered for selection the prospective applicant must meet the following criteria:
- Need
- Ability
- Agreement to Partner
Need: Family Income Limits
| Household Size | Minimum Income Limit | Maximum Income Limit |
|---|---|---|
| 1 Person | $18,550 | $37,100 |
| 2 Person | $21,200 | $42,400 |
| 3 Person | $23,850 | $47,700 |
| 4 Person | $26,450 | $52,900 |
| 5 Person | $28,600 | $57,200 |
| 6 Person | $30,700 | $61,400 |
| 7 Person | $32,800 | $65,600 |
| 8 Person | $34,950 | $69,900 |
Revised August 2010
Habitat for Humanity of Southern Ocean County does not give away homes. Partner families purchase the home from Habitat through a no profit, no interest loan. Families are responsible for paying the real estate taxes and insurance on the home.
Please note- these figures are based on average income levels for our area and are subject to periodic review and adjustment.
Willingness to Partner with Habitat
To qualify for home ownership, the prospective applicant must be willing to partner with Habitat by:
- Completing all Sweat Equity requirements by performing 300-500 hours of volunteer service including working on your own home.
- Participating in Habitat’s nurturing program which includes financial counseling, household management education, maintenance of home and homeowner’s association meetings.
Residency requirements:
- Must be legal resident of the United States